I can't be certain, but I suspect some little corner of hell involves buying real estate as a punishment.
My agent is spot-on amazing, the house we want needs very minimal work and is not in a flood zone. Chris is quite pleased with the lack of yard. I love that the house is close to three drugstores and two major grocery stores and interstate access isn't too far away. What more could we want? What could possibly go wrong?
That shrill cackling you might be hearing is me laughing my head off.
Chris has been doing due diligence and talking to the mortgage lender every day just to be sure that things are moving in the direction that they need to be. He was assured that things were indeed headed in that direction. We're scheduled to close next Monday. We even picked up a few things that we'll need to do a few minor repairs.
Today, Chris was tied up in meetings at work, so I was in charge of talking to our lenders. A little voice told me to check in with the title company and the company writing our home owner's insurance policy. I felt organized and in charge. Almost like a real, live adult. The insurance company hadn't heard from the title company and needed a few things faxed over before the policy could be written. The title company couldn't fathom that the insurance company needed anything. The mortgage lender was waiting on the underwriter who couldn't move forward because they were missing key documents. I was on hold for 22 minutes listening to the most God awful ode to commercialism. This company actually commissioned a song heralding their merits and why they should be your lender and it was all set to a bluegrass tune. Each time it repeated, I started to feel less inclined to ever do business with them again. The hold music actually triggered some primitive mechanism in my brain and I started to get angry.
The long and the short of it is that I know that the key documents had been faxed/emailed to the pertinent parties involved over three weeks ago. I'm guessing some one has a messy desk and probably mislaid a few things.
I've been assured that we're still on schedule to close on time. I'm trying to psyche myself up so that I'm not disappointed if the closing is delayed.
On the bright side, I don't have any medical drama to report, and isn't that really what's important?