Tuesday, May 19, 2009

Shadows and such

It turns out the shadow looming over me the other day is shaped like a shoe. The underwriters of the home loan are being very particular about every last detail. Gone are the days of throwing money at sub prime candidates. Never mind that Chris has near perfect credit. The underwriters need an accounting of the gaps in Chris's job history over the last two years. I wonder how professional it would be to refer them to the blog? They now need further proof that Chris has worked for the companies listed as previous employers. It doesn't matter that they have copies of his pay stubs. We'll have to wait while forms are faxed to former employers and wait a little longer while former employers fill out the forms on their own schedules. There are forms that I must now fill out since I'm contributing to the down payment. I'll also have to provide copies of financial paperwork obtained from the bank once my check clears his account. I've bought a house before. It's generally not this tedious.

Our lending liaison is now saying that we'll need more time to get all of this done. She's saying things like "contract extension". I no longer have warm and fuzzy feelings toward her. Chris and I are up against a hard deadline with the closing date we chose and we're making a herculean effort to be sure that everything goes off on time. Unfortunately, we're dealing with second and third parties that could care less what the current situation is. Welcome to life.

If you couldn't tell, I feel about three centimeters tall in a room filled with falling dominoes.

I did see my doctor today and things haven't changed much from last month. My liver function is still elevated, which is distressing. I asked if it was still a result of medications or if my liver is just damaged from all of the chemo that I've had. He said it could be either. I suspect that I'm headed for another liver biopsy if things remain the same. My red blood cell count is up to 3.34 M/UL, hemoglobin is 11.5 g/dL, and white blood cells are 5.9 1000/ul.

I pointedly asked my doctor if he saw anything at all to be concerned about, since we were planning on closing on a house. He said I look better every time he sees me and that I need to live my life. I would sincerely love to, but I'm feeling a little defeated by this latest setback. Ironic that I've had two transplants and more chemo than anyone should have to endure and I'm letting a handful of bureaucrats rain soiled cat litter on me.

7 comments:

Daria said...

Your last sentence is so true ... life is funny that way.

I sure hope your liver settles down.

All the best to you ...

Susan C said...

Aint it the truth. Seems like it's the little gnats that unglue me, not the giant flying lizards.

You and Chris WILL get through this messy, bureaucratic patch.

PJ said...

My liver's being bad, too. Things will work out on the house front. Be patient. You're way tougher than those pathetic bureaucrats.

Mara said...

Sweetie, it's not the other shoe dropping, it's pain in the ass bureaucrats doing what they do best. If you have a hard moving deadline, call you real estate lady and ask about a 1-month (or week) rental agreement. Usually, it's done for a selling homeowner who might need to stay a bit after the sale, but maybe they could do one in reverse.

Nancy said...

Ooooh, I like Mara's idea. It's worth a shot. In this market, anything is possible.

All your "closing" troubles are a sign of the times. Unfortunately, you are trying again to buy a house when the feds are trying to enact change in the home loan industry. Timing sucks but you'll get through it. It's just red tape and may test your patience...
I'm sorry it has to be so difficult.

Take it easy. We're behind you all the way and are hanging on your every blog posting! n

Ronni Gordon said...

Geesh. Sorry you have to go through all this house craziness. It's great that your doctor says you're looking better and better. That's a very important sign of health!

Jessica said...

I've been a lurker for I guess about two years now. I check up on you/your family via this blog at least once a week. You've made me smile, giggle, and on more than one occasion you've brought me to tears. Thank you for helping me to realize what is truly important in life. Thank you for being such a strong, viable, living testament to the wonders of modern medicine and good old fashioned will. I'm not much of a prayer person, but I do hope and wish nothing but the best for you, as you conquer yet another challenge in your inspiring life.

Can't wait to see the pictures when you're officially a homeowner again.